What to Do After a Car Accident

Whether you’ve been in a minor fender-bender on the local Toms River streets or a major collision out on the highway, it is important to know what to do after a car accident. Any kind of car accident is frightening and stressful, but above all, you need to try to remain calm and do the right thing. Find out who you should call first and how to file a car insurance claim in this guide from Honda of Toms River. If it turns out that you need to have your vehicle repaired, you can rely on the certified technicians in our Service Center.

What to Do After a Car Accident Checklist

Steps to Take Following Minor Accidents

Knowing ahead of time what to do after you have been in a car accident can help to relieve some of the stress and worry you will inevitably experience. Here are the steps you should take in the event you are involved in a minor accident.

1. The first thing to do is to check to see if you are injured or need medical attention. Next, you should check the condition of any other passengers. If anyone is injured, you should call an ambulance immediately.
2. If you are able and it is safe to do so, pull your vehicle off to the sideof the road so you’re not blocking traffic.
3. After getting your car to a safe spot, you should call the police, even if the other driver or drivers involved tell you not to. Most insurance companies will require a police report of the accident, so it is important to have official documentation of what happened.
4. After notifying the police, you should exchange information with the other driver. This includes phone numbers, email addresses, insurance cards, license plate numbers, and, if possible, a photo of everyone’s driver’s licenses.
5. After exchanging all of the essential personal information, you should assess the damage to your vehicle, as well as the damage to the other vehicle. If you can, take some photos of both vehicles and the area where the accident occurred.
6. Finally, you should call your insurance provider. Even though they will receive a police report of the accident, it’s important you get the details to them as soon as possible.

Steps to Take Following Major Accidents

Filing a Car Accident Insurance Claim

Though you won’t need to do this immediately at the accident scene, it will be important to know how to file a car insurance claim. As long as you have all the correct paperwork for your insurance provider, it should be easy. Here’s what you’ll need:

• Your insurance policy number
• A detailed description of how the accident occurred
• Date, time, and location of the accident
• All the contact and insurance information from other involved parties
• Name of the police department involved, as well as the police report number if available

Once you submit all of the paperwork, an insurance adjuster will evaluate the damage to your vehicle and provide an estimate of the cost of repairs, what your insurance company will cover, and more. You may need to physically bring your vehicle in to be inspected if the details in the photos of the damage and the details in the police report are not viewed as sufficient enough to properly assess.

After your vehicle has been inspected, you’ll receive an estimate on the cost of repairs, coverage, and more. If your vehicle needs to be repaired, schedule an appointment with the Honda of Toms River Service Center. If it turns out that your insurance company has deemed the vehicle totaled, you can check our new Honda inventory online to find a suitable replacement.

Honda of Toms River is Here to Help

It is always good for drivers from Manahawkin to Berkeley to be prepared for the unexpected, and knowing what to do after a car accident and how to file an insurance claim can help alleviate the associated strain and anxiety. With our state-of-the-art Service Center, we’re here to help in any way we can. If you have any questions or would like more information about insurance options such as GAP insurance, please feel free to contact us.

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